SWIFT Tests Blockchain Ledger as XRP Ledger Claims 14 Years of Live Proof Now

What happened

SWIFT tests blockchain ledger with 17 banks as XRP Ledger's 14-year settlement record returns to market focus. SWIFT has announced a blockchain-based ledger for tokenized cross-border payments. Seventeen banks are preparing to test tokenized deposits through the pilot. The ledger was built in nine months and is now ready for bank testing

Confirmed

Global impact / market context

If SWIFT’s blockchain ledger proves viable, banks could lower transaction costs and speed up international payments, while the renewed focus on XRP’s long‑standing record may boost confidence in its use for settlement, influencing crypto‑related investments.

Confirmed

SWIFT announced a new blockchain‑based ledger for tokenized cross‑border payments and is launching a pilot with 17 banks. The system was built in nine months and is now ready for testing, while the XRP Ledger highlights a 14‑year settlement record that is re‑entering market attention.

Confirmed

What to watch

1. How quickly the 17 participating banks move from pilot testing to live deployment, which will indicate the speed of adoption for tokenized deposits in the broader banking sector. Confirmed
2. Regulatory responses to tokenized cross‑border payments, especially any guidance on using blockchain ledgers for settlement, which could affect compliance costs for banks. Confirmed
3. Market reaction to the XRP Ledger’s 14‑year settlement record being highlighted, as investors may reassess XRP’s credibility and potential demand for related digital assets. Confirmed

Affected assets

• XRP — XRP

Evidence

• livebitcoinnews.com