The European Central Bank was discussing Ripple AND Stellar as far back as 2018. @Ripple was described as an "enterprise payment settlement network," while @StellarOrg was recognised for "digital IOUs." Nearly 10 years later, $XRP and $XLM are still targeting these exact

What happened

The article states that the European Central Bank discussed Ripple and Stellar in 2018, describing Ripple as an "enterprise payment settlement network" and Stellar for "digital IOUs." Nearly ten years later, XRP and XLM still target these exact use cases.

Confirmed

Global impact / market context

If central banks recognized these networks early, their continued focus on payments could mean broader adoption. For investors, that might support demand for XRP and XLM, but it also increases competition from traditional systems.

Analyst inference

Cryptocurrency prices often react to news about institutional or regulatory interest. This historical mention by a major central bank may be seen as a positive signal, potentially affecting investor sentiment and trading activity around XRP and related assets.

Analyst inference

What to watch

1. Watch whether the European Central Bank or other official bodies release any new statements or reports acknowledging Ripple or Stellar. Such mentions could confirm sustained relevance of these networks in payments. Confirmed
2. Investors should monitor any updates from Ripple or Stellar on partnerships with financial institutions. New collaborations would demonstrate practical use of their networks, which might influence token values. Proposed
3. Keep an eye on broader regulatory developments in Europe regarding digital assets. Stricter rules could affect how these networks operate, while clearer frameworks might encourage more mainstream use. Analyst inference

Affected assets

• XRP — XRP

Evidence

• x.com