$XLM, $XRP, $QNT TO LEAD THE $3-$5T INTERNET AGENTIC COMMERCE SHIFT Coinbase's Erik Reppel says AI agents will flip internet economics as ads will matter less when AI agents are roaming the internet and can pay directly. He says studies show agent commerce will hit $3T–$5T

What happened

Erik Reppel of Coinbase said AI agents will change internet economics by reducing reliance on ads as they can pay directly, and studies project agent-driven commerce to reach a $3‑trillion market, with XLM, XRP and QNT expected to lead.

Analyst inference

Global impact / market context

If AI agents handle purchases without ads, advertisers lose spend while crypto tokens that enable agent payments could see higher demand, potentially boosting their prices and creating new revenue streams for companies that integrate agent‑based payment systems.

Analyst inference

The rise of autonomous AI agents is reshaping how users interact online, shifting value from impression‑based advertising to direct transaction models, which could accelerate the adoption of blockchain tokens that facilitate instant, programmable payments.

Analyst inference

What to watch

1. Adoption rates of AI agents by major platforms, as wider use will drive the volume of direct payments and test the projected trillion‑dollar market size. Analyst inference
2. Price and usage trends of XLM, XRP, and QNT, since these tokens are positioned to support agent payments and could benefit from increased transaction demand. Analyst inference
3. Regulatory developments around AI‑driven financial transactions, because new rules could affect how agents process payments and impact the growth of the agent commerce ecosystem. Analyst inference

Affected assets

• THE — Thena
• XRP — XRP

Evidence

• x.com