The Future of Banking: WeFi CEO Maksym on Stablecoins, Onchain Finance and Financial Infrastructure

What happened

The article is an interview where WeFi CEO Maksym discusses the future of banking. He says banks will be defined less by the institution itself and more by their financial capabilities, especially as services become programmable and global. The discussion covers stablecoins, onchain finance, and financial infrastructure.

Confirmed

Global impact / market context

This matters because banks may shift from traditional buildings to digital platforms. That change could affect how people borrow money, save, and pay, potentially lowering costs and increasing access. Investors might see new opportunities in technology companies that build these digital financial systems.

Analyst inference

The banking industry is moving toward digital and programmable systems. Stablecoins, which are digital tokens tied to stable values, could reduce the need for traditional banks. As this shift happens, banks' revenue from fees may change, and technology firms could gain more market share.

Analyst inference

What to watch

1. Watch for more details from the interview about how WeFi plans to use stablecoins and onchain finance in its products. The CEO's specific strategy may reveal new business directions. Confirmed
2. Investors should propose tracking which banks or financial firms announce partnerships with stablecoin companies. Such deals could signal faster adoption and highlight which institutions are leading the digital shift. Proposed
3. Watch whether traditional banks start offering stablecoin services to customers. If they do, it could reduce their costs and change how they make money, potentially affecting their stock prices. Analyst inference

Evidence

• en.cryptonomist.ch