News

Public · Published

FCA Crypto Authorisation: What UK Firms Must Do Before the 2027 Regime

The FCA announced that its crypto authorisation regime will start on 25 October 2027, and firms must submit applications through a gateway between 30 September 2026 and 28 February 2027 while meeting UK‑entity expectations and planning Money‑Laundering Regulations steps now.

Published:

Updated:

What happened

The FCA announced that its crypto authorisation regime will start on 25 October 2027, and firms must submit applications through a gateway between 30 September 2026 and 28 February 2027 while meeting UK‑entity expectations and planning Money‑Laundering Regulations steps now.

Confirmed

Global impact / market context

The new rules set a clear compliance deadline, forcing crypto firms to upgrade anti‑money‑laundering systems and secure FCA approval, which will shape the UK’s crypto market structure and investor confidence.

Confirmed

The UK’s Financial Conduct Authority (FCA) is preparing a new crypto regulatory framework that will become active on 25 October 2027, creating a defined timeline for firms to meet compliance requirements.

Confirmed

What to watch

  1. Whether firms can complete the gateway application by the 28 February 2027 deadline, which will determine their eligibility for the 2027 regime. Proposed
  2. How quickly firms implement Money‑Laundering Regulations (MLR) controls, affecting their readiness for FCA authorisation and operational costs. Analyst inference
  3. Potential adjustments by the FCA to UK‑entity expectations, which could alter compliance scopes for crypto businesses before the regime launches. Analyst inference

Evidence