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CLARITY Act Uncertainty Won't Stop Ripple's XRP Bigger Push, Top Researcher Says

Ripple can move forward with its institutional plans even though the CLARITY Act's outcome remains uncertain, using its OCC charter as an alternative regulatory route.

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What happened

Ripple can move forward with its institutional plans even though the CLARITY Act’s outcome remains uncertain, using its OCC charter as an alternative regulatory route.

Confirmed

Global impact / market context

The ability to bypass the pending CLARITY Act lets Ripple keep building relationships with banks and investors, supporting broader adoption of XRP and potentially increasing its market use.

Analyst inference

Regulatory clarity is a key factor for crypto firms; Ripple’s dual‑track approach reduces reliance on a single law, which may make XRP more attractive compared with assets lacking such regulatory flexibility.

Analyst inference

What to watch

  1. Progress on the CLARITY Act’s passage and any amendments that could affect crypto‑bank partnerships. Proposed
  2. How Ripple leverages its OCC charter to offer banking‑grade services and whether regulators accept this pathway. Proposed
  3. Institutional demand for XRP as a settlement token, especially if Ripple secures more bank collaborations. Proposed

Affected assets

  • XRP — XRP

Evidence